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First Time Home Buyers

The home buying process can seem complicated, but everything's easier when you break it down into steps. Purchasing a home is no different. There are the fun parts: attending open houses, fantasizing about life in your new residence and calling the moving truck.

And then there are the challenging parts: crunching the numbers, filling out applications and deciphering the home inspection report. This timeline will assist you with all of the parts, whether they're fun or not.

Here is a guide for first time home buyers from cyberhomes.com that outlines some of the key steps. You can read the entire article here.

Evaluate your life and finances
Before you even look at homes, take a good look at your situation and crunch the numbers to see if this is the right time for you to buy.

Do your homework
Prepare to do more research and evaluation. It may seem tedious now, but this discipline will serve you well as a homeowner.

Shop for a loan
You'll be borrowing tens of thousands of dollars, so shop for the best interest rates and loan terms.

Find a house
It's time to go house hunting! Save the gas money and do some research online first.

Sign the contract
The key is to find terms you both can agree on.

Close the deal
If all goes well, you'll sign the paperwork and the keys are yours!

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